Nature has always occupied humanity as a model, an objective, and a challenge in its en tirety. In art, the theme has emerged as a favorite protagonist since prehistoric times, and  ever since, it has not ceased to be the subject of search and inquiry for artists of all places  

and eras on various levels - pictorial, conceptual, spiritual, philosophical, even metaphysi cal. The group show Physis explores the idea of nature as that which springs forth, grows  and transforms from within. It is nature understood as an active principle: a generative  force, a process, a becoming. 

The participating artists — from Chile, Greece, Sweden, Switzerland, Germany, Spain, the  United Kingdom, and France — offer their interpretations to a shared question: what does it  mean today to work with nature in a world increasingly mediated by technology and imma teriality? In the face of acceleration, virtualization, and the production of images detached  from physical experience, their works put an emphasis on the notions of the resistance of  materials, the behavior of matter, the processes of erosion, accumulation, or transformation,  and in the direct relationship between the artist’s body and the materials. 

The exhibition unfolds as a field of resonances rather than a closed discourse, asserting ma teriality as a critical position. In a social and artistic context marked by immediacy and de materialization, the works of the exhibition (painting, drawing, stone sculpture, mixed media and video) propose a different tempo — slower, more attentive — where the sensory,  the tactile and the processual recover their capacity to generate meaning. 

Artists: Christina Almodóvar, Susana Botana, Birgit Cauer, Leonidas Chale pas, Efi Fouriki, Paula Fraile, Katerina Gutiérrez, Sophie Horvath, Ingela Nils son, Neal Rock, Reto Steiner, Xisca Veny 

Curators: Vassiliki Vayenou, Susana Botana 

Duration: 29 October- 15 November 2026 

Opening: Thursday, 29 October | 19:00

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Please CLICK HERE to access the press kit, which includes photos and CVs of the artists.

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Owning and renting property in Greece can be attractive, but the Greek taxation of rental income often differs significantly from the system foreign owners are familiar with in their home country. Rental income is taxed separately from income such as salaries and pensions.

This is one of the areas that surprises international property owners.

For an individual landlord, actual property expenses are generally not deducted individually from rental income in the way they may be in other countries.

Instead, Greek tax legislation provides a standard 5% deduction for repair, maintenance, renovation and other operating expenses.

This distinction is important when calculating the real return from a Greek rental property.

For individuals, rental income is taxed separately, from the salary or pension.

From tax year 2026, the applicable scale is:

up to €12,000: 15%

€12,000.01–€24,000: 25%

€24,000.01–€36,000: 35%

above €36,000: 45%

The tax treatment should also be reviewed in the owner's country of tax residence where the owner is a non-Greek tax resident.

A detailed private lease agreement may be prepared between landlord and tenant, particularly where the parties want to describe furniture, property condition or specific contractual terms.

However, the required rental information must also be submitted electronically to AADE.

The landlord submits the rental declaration electronically and the tenant can then view and accept it through the tax system.

Before renting the property, its details must be correctly reflected in the owner's E9 property record.

For recent purchases processed digitally through myPROPERTY, an E9 declaration may be generated automatically, but it should still be checked for accuracy.

Where an Energy Performance Certificate (PEA/EPC) is required, its details must be included in the electronic rental declaration.

An EPC is generally valid for up to ten years. If the property undergoes a major renovation affecting its energy performance, the existing certificate may cease to be valid and a new assessment may be required.

Greek residential leases are generally subject to statutory minimum-duration rules even where the written agreement specifies a shorter term.

For foreign owners, the key is to consider Greek rental taxation before calculating the expected net yield of a property investment.

Need Help With Greek Rental Property Taxation?

If you own or are planning to rent out property in Greece, understanding the tax implications is an important part of calculating your potential return. This is particularly relevant for non-Greek tax residents, who may also have tax obligations in their country of residence.

For guidance on Greek rental income taxation, E9, rental declarations and your wider tax obligations as a property owner, get in touch with TaxWise Greece to discuss your individual circumstances with their team.

Foreign residents can apply for financing to purchase property in Greece, but Greek banks will assess both the borrower and the property before approving and completing a mortgage.

The exact documentation depends on the bank and whether the applicant lives in Greece or abroad, but banks generally want evidence of:

• income and recent tax assessments of the last 3 years;
• employment and source of income;
• existing debts and financial obligations;
• credit history;
• available funds for the buyer's own contribution.

Foreign residents are also required to provide a credit report or credit score from their country of residence, as well as a bank reference letter from the bank where they maintain their funds.

For Greek residents, banks can access relevant domestic credit information through systems such as Tiresias.

Since 1 January 2025, Bank of Greece rules set maximum loan-to-value (LTV) limits of 90% for first-time buyers and 80% for other buyers. These are regulatory maximum limits and do not mean that a bank will finance this percentage. The actual financing offered depends on the bank's credit assessment and the borrower's profile.

The same framework also provides debt-service-to-income (DSTI) limits of 50% for first-time buyers and 40% for other borrowers.

Mortgage approval is not only about the borrower. The bank will also review the property and usually requires security over the property.

Insurance requirements may also apply, including property insurance and, depending on the financing structure and bank, life insurance.

A common mistake is to obtain mortgage pre-approval and only then begin a long property search.

Because Greek properties can require time for legal and technical preparation, buyers should understand how long their bank approval remains valid and coordinate the property search accordingly.

Need Help Navigating The Process?

Buying property in Greece as a foreign resident involves more than securing a mortgage. Understanding your tax obligations and coordinating the banking and administrative requirements from the beginning can make the process much smoother.

If you need guidance with the tax and administrative side of purchasing property in Greece, get in touch with TaxWise Greece to discuss your individual circumstances with their team.

 

Buying property in Greece can take time, particularly when an older property has planning, cadastral or technical issues that must be resolved before the sale.

For this reason, international buyers should avoid assuming that finding the property means the transaction can be completed immediately.

A buyer needs a Greek AFM (Tax Identification Number) before purchasing property in Greece.

Step 2: Get In Touch With A Tax Professional

International buyers should consider speaking with a tax professional early in the process. A tax adviser can explain your tax obligations, help ensure your tax records are in order and provide guidance on matters related to the property purchase, including the E9 property declaration and ENFIA.

Getting the tax side organised from the beginning can help prevent delays later in the transaction, particularly if there are discrepancies or outstanding tax matters relating to the property.

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For tax guidance, you can also get in touch with Tax Wise Greece, who can assist with the tax and administrative aspects of purchasing property in Greece.

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Step 3: Find the Property, But Allow Enough Time

Many Greek properties, particularly older ones, require detailed documentation and checks by the buyer's lawyer concerning, such as:

• building permits;
• legalisation of alterations;
• cadastral registration;
• discrepancies in square metres;
• building identity documentation;
• other technical matters.

In areas where the Hellenic Cadastre has been completed, the property information may be more organised, but due diligence remains essential.

The seller generally needs to work with the notary and, where required, an engineer to ensure that the property can legally be transferred.

If the technical characteristics of the property do not agree with the seller's E9 declaration, corrections may be required. These corrections can also affect previous ENFIA assessments. Where additional ENFIA becomes due, this may need to be assessed and paid before the transaction can proceed.

Once the file is ready, the property transfer tax declaration is prepared and the buyer pays the tax due before the final contract.

The notary prepares the final purchase deed. After signing, the transfer must be properly registered with the relevant Land Registry/Cadastre.

After the purchase, the buyer should verify that the property is correctly reflected in the E9 property declaration. This is particularly important because E9 data is used for ENFIA and future property transactions.

This becomes particularly important when the purchase is financed through a mortgage. A bank pre-approval may have a limited validity period, while the legal and technical preparation of a Greek property can take time.

The property search, technical due diligence, financing and tax process should therefore be coordinated from the beginning.

For foreign buyers, planning the tax and administrative side before making an offer can prevent unnecessary delays later.

Need Help With The Tax Side Of Buying Property In Greece?

Navigating the tax and administrative requirements of buying property in Greece can be complicated, particularly for international buyers. Getting professional advice early can help you understand your obligations and avoid unnecessary delays.

For guidance on the tax aspects of purchasing property in Greece, get in touch with Tax Wise Greece and speak with a qualified tax professional about your individual circumstances.

The event marks the first major gathering of the 2026 SOLACE community ahead of the main two-day expo in December, offering a night focused on music, creativity and contemporary culture.

A December Weekend for Independent Creativity

Buying a property in Greece involves more than agreeing on a purchase price. Foreign buyers should understand the taxes, professional fees and registration costs involved before deciding on their total budget.

As a general rule, the buyer pays property transfer tax before the purchase contract is signed.

The standard property transfer tax is 3% and is calculated on the higher of the property's objective tax value and the purchase price stated in the contract. A municipal levy of 3% is then applied to the transfer tax itself.

Certain buyers may qualify for a first-home exemption, provided the legal requirements are met.

Where a first-home exemption is granted, the property generally needs to remain under the buyer's ownership for at least five years. Selling or transferring rights over the property earlier can have tax consequences.

In addition to the property transfer tax, a buyer should budget for several other costs:

• real estate agent fees, based on the agreed percentage;
• notary fees, which depend on the transaction and value;
• lawyer fees, where a lawyer is appointed;
• engineer or technical due-diligence costs, where applicable;
• Land Registry or Hellenic Cadastre registration fees;
• other administrative or document-related costs.
• Real estate agent fees are commercially agreed and should therefore be confirmed before proceeding.

In September 2026, the Greek Prime Minister announced a proposal to increase the property transfer tax from 3% to 15% for buyers from third countries outside the European Union. The final legislation, effective date, scope, exemptions and transitional provisions should be confirmed before this paragraph is published as law.

The property must be correctly reflected in your Greek property tax records, known as E9.

In many digital property transfers, the E9 declaration can now be automatically generated through myPROPERTY. Nevertheless, the final E9 should always be checked carefully.

The E9 information is important because it is used for Greek property taxation, including ENFIA, the annual property tax.

A property may appear affordable based on its purchase price alone, but buyers should calculate the complete acquisition cost before making a financial commitment.

For international buyers in particular, tax, legal, banking and property-registration matters should ideally be reviewed together before signing.

If you’re considering buying or owning property in Greece and would like guidance on the tax and administrative side, get in touch with TaxWise Greece. Their team can help you understand the costs involved and navigate the relevant tax and administrative requirements.

I’ve always known I’m different from most of my family.

Not in a dramatic, “black sheep” way; just in the way I’ve moved through life.

As a child, I was that kid: always outside, always active, always laughing. You could never keep me in. I loved the water. I loved getting dirty. I loved climbing, exploring, taking risks, getting out of breath, because it was fun. It felt like freedom.

As I got older, that love for movement never left me… but it deepened. 

It stopped being only about fun, and became something I understood on a much more meaningful level: movement is one of the greatest gifts we can give our bodies and our minds. It’s not about perfection — nobody is perfect — but it is about choosing what supports you. Choosing what helps you feel strong, capable, calm, and alive.

Every day I’m still learning. New ways to be healthier. New ways to care for my nervous system. New ways to build strength and resilience, physically and emotionally.

And alongside that, I’ve always had this pull to help others.

Because we are here to live, not to suffer.

The Conversation That Brought It All Up

Just this week, I had a conversation with my mum that really highlighted the gap.

I suggested that when she and my sister visit, they could join my Pilates class.

And guess what?

The enthusiasm wasn’t there.

From one, it was a straight-up “no.” 

From the other, it was excuses.

And honestly… it’s what I’ve dealt with my entire life from my family: excuses, avoidance, and an unwillingness to choose a healthier lifestyle.

I won’t repeat the exact words that were said, but I will say this: it landed. 

Because it’s not just about Pilates.

It’s about what it represents.

It represents choosing yourself.

It represents doing something that might feel uncomfortable at first, because you know it will make your life better.

And it represents something I’ve watched my whole life: people punishing themselves without realising they’re doing it.

“I don’t understand why you choose to punish yourself” 

That’s what I said to my mum.

And I meant it.

Yes, it might not feel easy to go for a walk when you’re tired, or when you don’t feel motivated, or when you’ve spent years disconnected from your body. 

But what you get in return is tenfold.

• You feel better in your body.

• You sleep better.

• Your mood lifts.

• Your energy improves.

• Your strength grows.

• Your posture changes.

• Your confidence returns.

• Your mind quietens.

• You feel proud of yourself.

• You remember what it feels like to be alive.

And then there are the endorphins: that natural, beautiful shift that happens when you move your body and your brain remembers: Oh… this is what I’m made for.

Why It Frustrates Me (& Why It Makes Me Sad)

If I’m honest, it frustrates me.

Because I care.

Because I can see the impact of small choices over time.

Because I know how much better life can feel when you stop waiting for motivation and start choosing yourself anyway.

But underneath the frustration, there’s sadness.

Because when the people you love refuse to try — not because they can’t, but because they won’t — it can feel like watching them slowly shrink their own world.

And I don’t want that for anyone.

Not for my family.

Not for my clients.

Not for you.

If you’re reading this and you relate...

...maybe you’re the “different one” too.

The one who wants more.

The one who’s tired of excuses.

The one who knows deep down that you’re not meant to feel stiff, heavy, exhausted, and disconnected — but you also don’t know where to start.

Let me tell you something gently, but clearly:

You don’t have to overhaul your entire life.

Start small.

Start imperfectly.

Start with five minutes.

Start with one class.

Start with one walk.

Start with one decision that says: I matter.

Because you do.

Gilly Gwilliams is the founder of Retreats in Greece and Evexia Wellness on the island of Kos. A passionate wellness seeker, she is on a mission to showcase Greece as a leading wellness destination while helping people reconnect with themselves through meaningful retreat experiences. Inspired by her own journey through health challenges, Gilly believes in the power of holistic wellbeing, purposeful living, and creating space for personal transformation. Originally from the UK and now living in Kos with her husband, two dogs, and a lively collection of animals, she combines her love of Greece, nature, and wellness to help others live healthier, happier lives.